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When Do Credit Cards Charge Interest?

When Do Credit Cards Charge Interest?

It is common knowledge that credit card debt accumulates due to several factors – one of which is the buildup of interest charges. But these charges do not apply to your credit card accounts for no reason; most of the time the card user has caused it. One way of...

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How is a Credit Score Calculated?

How is a Credit Score Calculated?

Your credit journey is built upon your credit score that tells an underlying history of your overall credit management. Just like your health, you need to keep your credit score in good shape because it serves as a gateway to which credit opportunities open up to you....

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What Bills Affect Your Credit Score?

What Bills Affect Your Credit Score?

There are several factors that affect your credit score, but your payment history is considered to be the most influential of all. This goes without saying that how you handle your bills – paying or ignoring – very much affects it. Like most people, you may be...

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Your source for credit industry news and trends along with helpful hints and tricks to boost your credit score.