How Many Credit Cards Should I Have?

June 19, 2018 0

In a world of instant gratification and reward, credit card companies play in a field ripe with opportunity. It’s no surprise the average consumer has between three and four credit cards each, when around every corner an offer presents itself to open a line of credit. Credit card companies go all out in enticing the…

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5 Tips To Improving Your Credit Score

June 9, 2018 0

Your credit score has a huge impact on your ability to fully participate in some major life events, like purchasing a car, getting a personal loan, buying a home, even obtaining a job. Knowing your credit score, and the necessary steps to improve it, will help position you well to obtain the best interest rates…

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Intro To The Three Major Credit Bureaus

June 6, 2018 1

The system of obtaining and granting credit in the U.S. is built on a long history of credit reporting agencies determining credit worthiness through an ever evolving system of standards. Today, three major Credit Bureaus — Experian, Equifax, and TransUnion, also known as Consumer Reporting Agencies (CRA) follow a strict method to deliver assessments of…

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Congress Made Credit Freezes Free

May 23, 2018 1

Last year, Equifax was breached and exposed the personal information of more than 146 million Americans. On Tuesday, Congress added a provision to a broad bill that allows consumers to freeze their credit for no charge. When you place a freeze on your credit with the credit bureaus, it keeps anyone from opening a credit…

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