Archive for April, 2011
Credit Card Late Payments Down 17th Month in a Row
The following post comes from partner site LowCards.com. More Americans are paying their credit card bills on time – a good sign for both consumers and the banking industry. Delinquencies are now at their lowest points since the financial crash in 2008. Payments over 30 days late are considered delinquent. Moody’s reports the delinquency rate [...]
4 Reasons Mortgage Costs Are Going up
Mortgage rates are currently lower than many experts predicted – compare this week’s rate report to mortgage predictions for 2011 – but that doesn’t mean mortgage costs are going down. New rules put in place because of the housing collapse are starting to take effect. Some started this month, and more will in October. To [...]
10 Mother’s Day Gifts for Less Than $10
Around this time of year, every child asks their parents the same question: “Why is there a Mother’s Day but no Children’s Day?” And every parent answers the same way: “Every day is Children’s Day.” Alas, even Mother’s Day is Children’s Day. Ask any mom whose cleaned up the kitchen after the kids tried to [...]
Friday Deals: IHOP, MP3s, Juicers, and Free Motor Oil
If you don’t have plans for this weekend yet, don’t worry – we’ve got enough deals to keep you busy through Sunday. And if you haven’t bought a gift for Mother’s Day (May or National Teacher Appreciation Day (May 3) yet, these deals include several options. Food If you’re taking the kids along, grab a [...]
U.S. Credit Rating Could Affect Your Interest Payments
The following post comes from partner site LowCards.com. Last week, Standard Poor’s lowered its outlook on the United States’ long-term credit rating from stable to negative. This was seen as a warning to lawmakers who have been unable to agree on a long-term plan for cutting the deficit. Credit ratings are as important to a [...]
5 Better Ideas Than Skipping a Loan Payment
The average American is more than $10,000 in debt. With a number like that, an offer to skip a payment on your mortgage or car loan might sound generous. But in reality, you’re the one being generous – by paying extra fees and interest on top of making that payment later anyway. To hear the math [...]
Wednesday Deals: Camcorders, Pet Supplies, and Free Subway
Happy Administrative Professionals Day! If you’ve never heard of this holiday, you may know it by its less politically correct name: Secretaries Day. But you can save either way. To impress your coworkers with a free breakfast or lunch, stop by Subway between 7 and 9 a.m. To promote their new breakfast sandwiches, Subway made [...]
PlayStation Network Hacked: What You Should Do Now
Sony’s recent announcement that it’s 70 million-strong PlayStation Network was hacked has left many consumers wondering what to do. According to a statement by Sony, subscribers to both its PlayStation Network and Qriocity music streaming service have had their name, physical address, email address, birthday, login name, and password stolen by an unknown hacker. Sony [...]
Ask Stacy: Should I Borrow $80,000 or Forget Art School?
Here’s a question from a young reader… I am a 17-year-old senior in high school and will hopefully be attending my school of choice this fall. I have a dilemma that does burden many families: Do I really want to take out an $80,000 loan for a very reputable art school? Or should I skip [...]
10 Ways Getting Married Will Make You Richer
My 12th wedding anniversary is sometime in the next two weeks – I seriously can’t recall the exact date, and I’m desperately (and quietly) trying to figure it out. But here’s one thing I do know and will never forget: Getting married was the best decision I ever made. And not just because I love [...]